IDENTITY THEFT MEDICAL IDENTITY THEFT STOLEN IDENTITY REPORT

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STOLEN IDENTITY REPORT
MEDICAL IDENTITY THEFT

Medical identity theft is perhaps one of the most dangerous of all the forms of identity theft.
Unlike financial identity theft, where criminals steal your personal information to rack up bogus credit card and other charges, medical identity theft involves using your name to get drugs, expensive medical treatment and even fraudulent insurance pay outs. Not only will the bill be in your name, but the results may become part of your medical history. In report #11 Susan Koeppen states, with Medical Identity Theft "An insurance card can carry a million dollar limit". In many medical identity theft cases your blood type gets changed in your medical records, while the surgeon

is working on the thief. Then when you have a real emergency, and no time for blood tests, you're given type "B" blood when you're a type "A". When you get the bill, you have to prove you have your appendix, or that you still have your so called amputated leg, and that you are you. Remember the thief that stole your identity, had that verification as well. Or the thief who used your identity has AIDS, and when you come in you don't get the treatment you deserve.
Another frightening form of medical identity theft is when a care giver, receptionist, pharmacist and even doctors fabricate care, in order to rip off the insurance companies - they could list anyone as the patient, and any type of service performed can be billed to you and the insurance companies. In addition, most medical records contain other vital information, like your social security number , which can be used for other types of identity theft. See Report #9 .
In most cases of medical identity theft, you'll need an attorney, as you have the right to view YOUR MEDICAL RECORDS, but once it is noted that your identity is stolen, you're in a catch 22. As the records you're viewing are no longer yours, but the bills are. In addition, because your records are also sent to the pharmacist, the insurance companies, and all the different affiliates of the hospital, and due to all the back up copies of the files, it's a good chance removed information will resurface in your name. Not only will your credit be bad, you can even be arrested for insurance fraud.
A pilot thought it was a joke when he received a $40,000 bill for an operation he never had. He was just one victim of the 250,000 medical identity theft victims a year. See Report 16.