STOLEN IDENTITY CREDIT CARD FRAUD CREDIT CARD IDENTITY THEFT

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unlimited number of ways thieves get your credit card information, the two most common are mail theft, and dumpster diving. While sending and receiving your mail in a PO box, and shredding documents can deter a thief from your information, it don't stop them. As they also steal the mail and trash from companies you do business with, or hack their

computers and steal their data. With credit card fraud, identity thieves will take pre approved credit cards, or your bills, change your address, and apply for new credit in your name.
Many thieves use skimming devices, that will read the information off the magnetic strip of your card, store the information in the skimmer, and allow the thief to make a duplicate card. While some of these devices are used by dishonest employees, (such as a waitress or hotel clerk, that takes your card out of site, swipes the card once for the charge, and then again into a skimmer to take the information), they can also be carried in back packs, and your credit card can be read without even taking it out of your wallet (Report 13). Some of the more organized criminals are reading the cards while in mail trays (at airports, and in other routes of mail), and even attaching fake fronts on an ATM machine (with skimmer and mini camera). When you put your card in the machine, you may think the machine is broken, but in reality you just gave your information to the thief (Report 14).
Today there are more and more cases of identity thieves not only stealing your wallet, or burglarizing your home to get your identity, but also shoulder surfing. That is, literally standing over your shoulder reading your pin number, or using binoculars, cameras and other devices to get your personal information. Sometimes right through the bank window from a distance, or from an upper level of the place of transaction. The big misunderstanding of credit card identity theft is that the credit card company eats the lost. If the card is covered by regulation E, you have only two days to report a stolen card, or 60 days to deny a debt, or you’re responsible.